Whatever stage you're at with Medicare — brand new, comparing renewals, or trying to lower your drug bill — here's how I can help.
All-in-one plans that bundle hospital, medical, and usually prescription coverage. Often include dental, vision, hearing, and wellness perks. Networks vary — we'll check yours.
Fills the gaps in Original Medicare — copays, coinsurance, deductibles. Predictable costs, freedom to see any doctor who accepts Medicare, no networks.
Standalone drug coverage. I run your medication list against every plan in your ZIP code to find the lowest total annual cost, not just the lowest premium.
Parts A and B — the federal baseline. Sometimes it's the right call on its own; sometimes it needs a supplement or drug plan. We'll walk through what's covered.
Your health changes and so do the plans. Every fall during Annual Enrollment (Oct 15 – Dec 7), I review your current coverage and check whether a better fit has come to market.
Turning 65 or leaving employer coverage? I'll walk you through your Initial Enrollment Period step by step — timing, paperwork, and how to avoid late-enrollment penalties.
Take the 6-question plan fit quiz, or just give me a call.